📍 Sector 21, Kharghar
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Clear 2026 Price Guide

Cataract Surgery Cost in Kharghar, Navi Mumbai

Transparent breakdown of Monofocal, Toric, EDOF, and Multifocal IOL packages, cashless insurance TPA approvals, and what to expect.

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2026 Transparent Cataract Surgery Pricing Guide in Kharghar

Undergoing cataract surgery is one of the most effective ways to restore crisp, vibrant vision and eliminate foggy blurriness. Modern cataract surgery has evolved into a refractive procedure where selecting the right intraocular lens (IOL) can simultaneously correct pre-existing nearsightedness, farsightedness, and astigmatism.

At Utsav Eye Clinic in Sector 21, Kharghar, cataract procedures are performed by Dr. Anand Kumar, an alumnus of Seth G.S. Medical College & KEM Hospital, Mumbai (MBBS) and M & J Western Regional Institute of Ophthalmology, Ahmedabad (MS Ophthalmology), utilizing stitchless Micro-Incision Phacoemulsification (MICS). We provide clear, itemized pricing so patients can choose the optimal lens for their visual goals and budget.

What Determines Cataract Surgery Cost?

While the surgical technique (ultrasound phacoemulsification through a 2.2mm sub-incision) remains uniformly stitchless and injection-free, the price difference between packages is determined primarily by the design and optical technology of the intraocular lens (IOL):

Lens Category Visual Range Provided Glasses Requirement After Surgery Price Range Per Eye (INR)
Standard Monofocal IOL Clear Distance Vision Reading glasses required for mobile/books ₹18,000 – ₹32,000
Aspheric Monofocal IOL Enhanced high-contrast distance vision Reading glasses required for near work ₹32,000 – ₹45,000
Toric Monofocal IOL Corrects corneal astigmatism + distance Reading glasses needed for near tasks ₹45,000 – ₹60,000
Extended Depth of Focus (EDOF) Distance + Intermediate (Computer/Dashboard) Occasional reading glasses for fine print ₹60,000 – ₹80,000
Multifocal / Trifocal IOL Distance + Intermediate + Near reading Maximum freedom from spectacles ₹75,000 – ₹98,000

Detailed Explanation of Lens (IOL) Choices

1. Monofocal Intraocular Lenses

Monofocal lenses are the most widely used IOLs worldwide. They are calibrated to provide sharp distance vision (such as watching television, driving, or walking). For intermediate computer use and reading fine book print, patients wear standard reading glasses.

2. Toric Intraocular Lenses (Astigmatism Correction)

If you have significant pre-existing cylindrical power (astigmatism), a standard spherical lens cannot correct it. A Toric lens aligns precisely with the steep meridian of your cornea, delivering crisp distance clarity without requiring cylindrical glasses.

3. Extended Depth of Focus (EDOF) Lenses

EDOF lenses use advanced optical wavefront elongation to create a continuous channel of clear focus spanning from far distance to intermediate lengths (60cm–80cm). They are particularly favored by working professionals, desk computer users, and active individuals who want seamless intermediate vision with minimal halo effects at night.

4. Trifocal / Multifocal Lenses

Trifocal lenses feature diffractive rings that split incoming light into three dedicated focal points: distance, intermediate (computer/cooking), and near (smartphones/reading). They provide the highest degree of spectacle independence for daily activities.

Health Insurance, Mediclaim & Cashless TPA Support

Cataract surgery is recognized as a medically necessary procedure covered by all major Indian health insurance providers and corporate policies.

  • Cashless Hospitalization: Available for network TPAs with advance pre-authorization approval.
  • Reimbursement Assistance: If your policy is non-cashless or with a private provider, we supply an itemized billing dossier, surgeon's operative notes, IOL barcode stickers, discharge summary, and pre-op biometry reports for swift claim reimbursement.
  • Sub-Limits: Note that certain basic insurance policies impose a capped sub-limit (e.g., ₹25,000 or ₹35,000 per eye). In such cases, patients can utilize their insurance cap and opt to pay only the difference if they choose a premium EDOF or Trifocal lens.

Surgical Lead: Dr. Anand Kumar

Consultant Cataract & Refractive Surgeon

MBBS from Seth G.S. Medical College & KEM Hospital, Mumbai. MS (Ophthalmology) from M & J Western Regional Institute of Ophthalmology, Ahmedabad. Over two decades of experience in micro-incision phacoemulsification, optical biometry, and custom premium IOL implantation. MMC/MCI Reg. No. 2002/02/0809.

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Frequently Asked Questions

How much does cataract surgery cost in Kharghar, Navi Mumbai?
At Utsav Eye Clinic, cataract surgery packages range from ₹18,000 to ₹95,000 per eye depending on whether you choose a Monofocal, Toric, EDOF, or Trifocal intraocular lens.
Does cataract surgery require an overnight hospital stay?
No. Modern micro-incision phacoemulsification takes only 10 to 15 minutes and is performed as a day-care procedure. Patients return home comfortably within a few hours.
Can both eyes be operated on the same day?
For clinical safety and optimal visual recovery, cataract surgeries are typically scheduled 1 to 2 weeks apart, allowing the first eye to stabilize before operating on the second.